Western Growers Assurance Trust

Health Benefits for Agriculture

Western Growers members have access to the largest provider of health benefits for the agricultural industry. We specialize in offering highly customizable benefit plans to meet the diverse needs of owners, managers, field workers and seasonal employees.


In 1957, Western Growers Assurance Trust (WGAT) was established to provide Western Growers members with plans, options and prices for health care benefits that were unobtainable from main line insurance carriers. Today we are the largest provider of benefits for the agricultural industry.

Group Health Plans

  • Health
  • Dental
  • Vision
  • Life & Accidental Death or Dismemberment
  • Consumer Driven Health Plans
  • Health Savings Accounts
  • High Deductible Health Plans
  • Flexible Spending Accounts


Our team of local, bilingual customer service representatives are dedicated to serving our members.

Health Care Networks

Western Growers Assurance Trust utilizes the Anthem Blue Cross of California and Blue Cross Blue Shield of Arizona network of providers which offer some of the best negotiated rates to providers, meaning you and your employees pay less for claims.

Mexico Program

Our proprietary Mexico Program provides you and your employees with access to health care in Mexico at greatly reduced costs. We hold the longest standing contractual relationships with providers in the border cities of Tijuana, Mexicali, San Luís, Los Algodones, Nuevo Laredo, Reynosa and Matamoros.

Local & Bilingual Service

With a network of offices throughout Arizona and California, we are proud to provide personalized service at the local level. Our bilingual team helps you manage your plan and can visit your crew sites to help with insurance questions so your employees can remain productive at work.