With the recent freeze in both California and Arizona, some Western Growers members will rely on crop insurance to move their business forward after losing some crops – and valuable revenue. After freezing temps in the Central Valley left Board Member Carol Chandler wondering the extent of the damage, she said, “Thank goodness for crop insurance.” And as we move further into winter, farmers are starting to plan their activities for the first part of the new planting year. For farms that are interested in securing crop insurance, this is a critical time of the year because the applications for crop insurance must be completed and submitted to crop insurance providers in order to buy policies for next year’s production.
Deadlines for crop insurance purchases for the following year are spread throughout the year depending on the type of crop and the length of the season. Crop deadlines vary slightly for some states as well, but are essentially the same for crops in Arizona and California. Farm operations should become familiar with these dates for their crops so they make sure they purchase insurance before the deadline.
In the next few months here are crop deadline dates for the following crops in Arizona and California:
• January 31-Many crops including stone fruits-plums, pears, peaches, prunes, nectarines, apricots and cherries
-Apples, walnuts, tomatoes, olives and table grapes
-Those small farms desiring adjusted gross revenue coverage for all their crops must buy by 1/31.
• February 1 – Onions
• February 28 – Program crops such as corn and cotton, figs, rice, dry beans and grain sorghum.
• March 15 – Mint
For additional commodity deadlines, please contact Western Growers Insurance Services (WGIS). As the first of the year approaches, this is also a good time to review your crop insurance policies to make sure crops are insured properly. WGIS sells crop insurance and offers the services of a crop insurance specialist who can review your policies. Through the years, the specialist has determined that many crop insurance policies are not properly structured which leads to reduced claims settlements and even lack of coverage when losses do occur.
If you’d like Western Growers to make a review to validate your coverage is properly constructed, contact Greg Nelson at (949) 885-2287.
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