Most companies are very aware of their property and liability exposures. They buy insurance coverage to protect their buildings and equipment and secure liability coverage to pay for losses from automobile accidents, product defects and other types of third party incidents. What most companies fail to realize is that they may have pollution exposures as well from chemical or fuel use in its operations.

Jeff Janas

There are many steps an employer can take to reduce its workers compensation premium costs.  For example, safety training educates workers avoid potential accidents and injuries. Worksite inspections help identify hazardous conditions that need to be corrected. There are other actions that a business can undertake that will also significantly decrease premium costs

Jeff Janas

A recent workers’ comp case in Texas highlights the fact that employers can be held accountable for the action or inaction of their subcontractors. The case involves a temporary roof worker who requested the use of a safety harness. The subcontractor failed to provide the worker with the harness and he subsequently fell through the roof breaking several bones and suffering multiple contusions. OSHA fined the employer $362,500 for seven safety violations, including one willful and four willful egregious violations. The subcontractor was also fined for failing to conduct regular safety inspec

Jeff Janas

A recent workers’ comp case in Texas highlights the fact that employers can be held accountable for the action or inaction of their subcontractors. The case involves a temporary roof worker who requested the use of a safety harness. The subcontractor failed to provide the worker with the harness and he subsequently fell through the roof breaking several bones and suffering multiple contusions. OSHA fined the employer $362,500 for seven safety violations, including one willful and four willful egregious violations. The subcontractor was also fined for failing to conduct regular safety inspec

Jeff Janas

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