Workers' Compensation

Although the full impact of the implementation of the Affordable Care Act (ACA) is still not being felt, there are indications that a side effect of the Act is rising costs for workers’ compensation coverage. The ACA was passed five years ago, but many of the more demanding portions of the Act were not in effect until the last couple of years.

Stephanie Metzinger

The Occupational Safety and Health Administration (OSHA) recently identified the 10 most serious cited violations for 2015. Although some of these have little to do with agriculture, a number of them do occur with some frequency in farming operations. Fall protection was the most frequently cited serious accident with approximately 6,000 violations nationwide, while scaffolding came in second with more than 4,000 incidents. 

Stephanie Metzinger

Every business works hard to avoid injuries and serious accidents. Accidents not only harm employees, but also negatively impact the business. In addition to suffering lost time and income from a productive employee, a business might be subject to an OSHA inspection and possible fines if it is determined that they were not following proper safety practices and procedures. Even though OSHA visits place additional financial and time constraints on businesses, sometimes they are required, as in the case with a serious injury or fatality.

Jeff Janas

There are many steps an employer can take to reduce its workers compensation premium costs.  For example, safety training educates workers avoid potential accidents and injuries. Worksite inspections help identify hazardous conditions that need to be corrected. There are other actions that a business can undertake that will also significantly decrease premium costs

Jeff Janas

A recent workers’ comp case in Texas highlights the fact that employers can be held accountable for the action or inaction of their subcontractors. The case involves a temporary roof worker who requested the use of a safety harness. The subcontractor failed to provide the worker with the harness and he subsequently fell through the roof breaking several bones and suffering multiple contusions. OSHA fined the employer $362,500 for seven safety violations, including one willful and four willful egregious violations. The subcontractor was also fined for failing to conduct regular safety inspec

Jeff Janas

A recent workers’ comp case in Texas highlights the fact that employers can be held accountable for the action or inaction of their subcontractors. The case involves a temporary roof worker who requested the use of a safety harness. The subcontractor failed to provide the worker with the harness and he subsequently fell through the roof breaking several bones and suffering multiple contusions. OSHA fined the employer $362,500 for seven safety violations, including one willful and four willful egregious violations. The subcontractor was also fined for failing to conduct regular safety inspec

Jeff Janas

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