Visit the Western Growers Insurance Services booth at World Ag Expo in Tulare, CA February 10 – 12. Come by to find out about our latest products and services for agriculture companies like yours! We’ll be at Booth #4009. Can’t wait until next week to learn more? Contact Greg Nelson at 949.300.1495 or call 800.333.4WGA ...
Western Growers Insurance Services is at World Ag Expo in Tulare this week. If you are, too, stop by #4009 to learn the latest about what we can do to help protect your business. Not at the expo but want to learn more? Visit www.wgis.com or email Greg Nelson at [email protected].
If you're attending the 2015 AgSafe Conference next week, stop by the WGIS booth to find out what's new in workers' compensation, crop insurance, health insurance and more for the agriculture industry. Ready to learn more today? Visit www.wgis.com or email Greg Nelson.
Liberty Mutual Workplace Safety Index recently released its compilation of the 10 most costly workplace accidents for 2014. These accidents cost a combined $59.6 billion a year in direct workers compensation costs. Liberty Mutual pulled this data from all of the accidents that caused employees to miss six or more days of work. The 10 ...
The regulations for heat illness were just updated and expanded by Cal OSHA. The effective date of these changes is May 1, 2015. All agricultural organizations must be in compliance by that date which includes updating heat illness prevention plans and distributing copies of the revised plans to all locations where the company operates. There ...
The Office of Administrative Law has approved amendments to the heat illness prevention regulations recommended by the California Occupational Safety and Health Standards Board. The new regulations go into effect May 1. All operations must be ready to provide the necessary training and processes to be in compliance by that date. Although there are numerous ...
The Office of Administrative Law has approved amendments to the heat illness prevention regulations recommended by the California Occupational Safety and Health Standards Board. The new regulations go into effect May 1. All operations must be ready to provide the necessary training and processes to be in compliance by that date. Although there are numerous ...
Cal/OSHA is making resources and material available to assist employers with complying with California’s newly-revised Heat Illness Prevention Standards that went into effect on May 1, 2015. New eTools have been made available, including: An English version of a sample Heat Illness Prevention Program An English Health Effects of Heat Poster for the agricultural industry. …
Are you wondering if your company’s health benefits are in compliance with new Affordable Care Act rules? Do you work with a farm labor contractor (FLC) whose benefits sound a little too good to be true? If you think that doesn’t matter for your business, you should think again. Either way, you need to know ...
Recent forecasts show the potential of an El Nino event next winter in the western states. The waters of the mid-Pacific are warming up and recent rains in Texas and Oklahoma are historical precursors of a potential El Nino, which brings heavy rains to California and the Southwest. However, no one can predict for certain ...
A study by the National Council of Compensation Insurance (NCCI) confirms what experienced workers’ compensation experts have been saying for years — delayed reporting of workers’ comp claims will cost you. Specifically, the report said that the late reporting of claims: 1) costs employers more in dollars, increasing the loss ratio of business entities, 2) ...
For the first time since 2006, the workers’ compensation insurance industry reached profitability. The National Council on Compensation Insurance recently announced that the industry last year had a “combined ratio” of 96 percent for 2014, which means that for every dollar the industry received in premium, it paid out 96 cents in claims and expenses; ...
There are many different types of insurance policies — so many that it can be confusing to determine which policy you should buy to properly cover your personal belongings or your business assets. The real truth is that many insurance policies are really very similar in their basic coverages. A perfect example is the similarities ...
As California stretches through its fourth year of a shortage of significant rainfall, farms are struggling to find solutions for their water needs. Although deep wells may provide temporary supplies of water to many agricultural entities for the coming year, as more water is pulled out of groundwater supplies, those resources will become strained and ...
Many companies have been challenged with the regulations and requirements of the Affordable Care Act (ACA). Starting in January 2015, companies with 100 or more full-time employees were required to provide health care to these employees and offer the coverage to their dependents in order to comply with the law. The health care package must ...
Recently, a client experienced a very costly claim that reminded us that sometimes we have insurance coverage that we don’t even think about. The typical consumer spends upwards of 10 percent of their income on insurance. Considering the cost of health, auto, homeowners, life and business insurance, that’s not surprising. Insurance is there to cover ...
Many companies are now using telecommuting as a regular work option for some of their workforce— and why not? Even in agriculture, there are many reasons why allowing workers to work from home can provide many benefits to the workers and the company. This work option allows the company to draw from a wider pool ...
Technology and society seem to be evolving at an ever-accelerating pace. Just consider the following: Twenty years ago few people had cell phones; the internet was used only by academics and the only way you could send a document electronically was by facsimile machine, which required a person to load the document page by page ...
Effective January 2017, the method for calculating experience modifications (ex-mods) for all California employers will be changing. For future ex-mods, the calculation will be based primarily on the number of workers’ compensation claims, and there will be much less emphasis on the dollar amount of claims. Since higher ex-mods equates to higher premium costs, it ...
Recently a number of transportation companies that utilize the internet and phone apps have come into prominence. These companies have been labeled “Transportation Network Companies.” Perhaps the most well-known of these companies is “Uber.” It recently had a public offering which resulted in it being valued at more than $40 billion.