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Posts By: Greg Nelson

Drought or El Nino- Protection Contracts are Available

Recent forecasts show the potential of an El Nino event next winter in the western states.  The waters of the mid-Pacific are warming up and recent rains in Texas and Oklahoma are historical precursors of a potential El Nino, which brings heavy rains to California and the Southwest.  However, no one can predict for certain ...

Timely Reporting of Workers’ Comp Claims Saves Money

A study by the National Council of Compensation Insurance (NCCI) confirms what experienced workers’ compensation experts have been saying for years — delayed reporting of workers’ comp claims will cost you. Specifically, the report said that the late reporting of claims: 1) costs employers more in dollars, increasing the loss ratio of business entities, 2) ...

ACA Mistakes? Protect Yourself with Liability Coverage

Many companies have been challenged with the regulations and requirements of the Affordable Care Act (ACA).  Starting in January 2015, companies with 100 or more full-time employees were required to provide health care to these employees and offer the coverage to their dependents in order to comply with the law. The health care package must ...

Credit Cards: Free Insurance You Need to Know About

Recently, a client experienced a very costly claim that reminded us that sometimes we have insurance coverage that we don’t even think about. The typical consumer spends upwards of 10 percent of their income on insurance.  Considering the cost of health, auto, homeowners, life and business insurance, that’s not surprising.  Insurance is there to cover ...